Bulgarian development bank Bulgarian development bank

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  • National Guarantee Fund

    In 2008, to facilitate credit terms further, we established a subsidiary, the National Guarantee Fund (NGF), which issues guarantees to complement collateral required by commercial banks. This expands the range of companies which banks are
    willing to lend to and brings down interest rates. Over the past 4 years, the Fund has developed successful partnerships with 21 commercial banks. The total number of companies supported so far is 2 600.


    NGF guarantee schemes

    Mandate Type of credit Financial intermediaries Amount of guarantees in EUR million Amount of loans in EUR million Period
    Own risk 2009 – 2013 Investment loans, working capital loans and bank guarantees 11 commercial banks 86 200 2009 – 2013
    Executive Agency for Fisheries and Aquaculture (IARA) Investment loans in OP RDP project financing 13 commercial banks 10 20 2012 – 2015
    Ministry of Agriculture and Food (MAF) Investment loans in RDP project financing 14 commercial banks 588
    2013 – 2015
    Own risk 2014 – 2015 Investment loans, working capital loans and bank guarantees 13 commercial banks 90 200 2014 – 2015

    Micro financing institution JOBS EAD was created in 2010 as a part of the group of The Bulgarian development bank. Its main purpose is to facilitate the access to financing of the micro and small businesses, agricultural producers, freelancers, craftsmen and others who develop or start new business on the territory of the country. Through MFI JOBS EAD using effective models and practices in the area of microfinance we create conditions for successful development of the micro business.

    The main purpose is a long term providing of financial services to the micro and small enterprises.
    In this way MFI JOBS EAD:

    • improves their access to financial services;
    • contributes to the creating and retaining of workplaces;
    • reduces their “exclusion” from the market of financial services;
    • helps the target groups to develop their own business ideas.
  • Фонд за капиталови инвестиции

  • ББР Факторинг

  • ББР Лизинг